Retirement Plans

Access and Resources

Access Your Retirement Plans

401(a) Defined Contribution Retirement Plan

Benefits eligible employees age 21 or older are eligible for this plan. Participants receive employer contributions ranging from 3% to 9% of pay depending on their age. Participants direct their contributions to an approved lineup of funds with Fidelity and/or TIAA.

Participants are vested in their account after three years of regular employment, meaning they own their account balance. Participants who terminate employment prior to being vested, forfeit their account balance.

  • User Guide - How to enroll in the 401(a) and/or SRA Retirement Plans
  • How to Guide - How to Access and manage your accounts online with netbenefits.

Note: Fellows and employees currently earning benefits under the Defined Benefit Retirement Plan or the 403(b) Defined Contribution Retirement Plan are ineligible for this plan.

Supplemental Retirement Account (SRA)

Employees can contribute to an SRA up to allowable IRS limits. Participants can make their contributions on a pretax and/or Roth basis, and can start, change, or stop their contributions at any time. Participants direct their contributions to an approved lineup of funds with Fidelity and/or TIAA. Participants are immediately vested, meaning they own their account balance. 

Benefits eligible employees hired on or after July 1, 2009 are eligible to receive 100% matching contributions during their first six years of employment up to a lifetime maximum of $3,000.  Matching contributions are deposited into the participant's 401(a) account and are subject to the three year vesting.


The maximum 2022 contribution limits established by the Internal Revenue Service for employees under the age of 50 is $20,500. For anyone age 50 and older, the annual contribution limit is $27,000.

**The $6,500 catch-up contribution limit for participants age 50 or older applies from the start of the year for those turning 50 at any time during the year.

Defined Benefit Retirement Plan

The Defined Benefit Retirement Plan is closed to new enrollees. The Plan is a traditional pension plan funded by employer contributions.

403(b) Defined Contribution Retirement Plan

The 403(b) Defined Contribution Retirement Plan is closed to new enrollees.

457(b) Deferred Compensation Plan

The 457(b) Deferred Compensation Plan is a non-qualified plan available to employees who meet a certain salary threshold which is determined each year. The plan allows eligible highly compensated employees to defer a portion of their compensation up to allowable IRS limits. Newly eligible employees are notified of their eligibility on an individual basis.

  • User Guide - Use this guide to enroll in the 457(b) Deferred Compensation Plan
  • How to Guide - Use this guide to make changes to your 457(b) contributions and/or retirement provider.

The maximum 2022 contribution limit established by the Internal Revenue Service for eligible employees is $20,500.

Flexible Retirement Option (FRO)

Dartmouth College provides a Flexible Retirement Option (FRO) that is designed for eligible faculty members who desire to make a gradual transition from full-time employment to retirement over a period of years.

Individual Financial Counseling Sessions

Individual counseling sessions with Fidelity or TIAA representatives are available.

Contact Information

TIAA

800-842-2252
https://www.tiaa.org/dartmouth

Fidelity

800-343-0860
https://www.netbenefits.com/dartmouth

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