Health Reimbursement Account (HRA) 2020

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HRA SPOTLIGHT

HRA CHANGES FOR 2020

 There will be no plan or contribution changes to the Health Reimbursement Benefit for 2020 

Reminder - if you remain in the same HRA related Health Plan in 2020, any unused balance will carry over and be added to your 2020 HRA Contribution.


Funded by your employer to help pay for certain medical expenses, including expenses leading up to your deductible and your coinsurance

Eligibility

Key benefits

  • Your HRA dollars are solely funded by Dartmouth to help reduce the amount you pay toward medical care during the year.
  • When you receive care, HRA dollars are automatically deducted to cover deductible and coinsurance costs – they even count toward your out-of-pocket maximum.
  • Your HRA account is front loaded so you can use the funds immediately.
  • No paperwork or IRS reporting is required.
  • Your HRA cannot be used to pay for dental, vision, or copay expenses. The IRS allows employee contributions to an HCFSA to cover these and other expenses not covered by your HRA.

Other considerations

  • Your unused 2019 balance will only be available to you in 2020 if you re-enroll in the same CCF or HDHP with HRA medical plan that you were in, in 2019.
  • If you choose the CCF plan, your HRA dollars cannot be used to pay for prescription drugs or medical co-pays.
  • If you are using Dartmouth Health Connect and choose the HDHP with HRA plan, your HRA dollars can be used to pay for prescription drugs.
  • Your employer contribution can change mid-year if you add or remove dependents.

Plan summary

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How your HRA plan works

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