Undergraduate Checklist and Timeline - Health/Dick's House/Health Insurance

Step 9 – Health – Dick’s House – Health Insurance

Dick's House is home to the Dartmouth College Health Service. The Health Service supports the well-being of Dartmouth students and staff through an extensive program of services and education.

Undergraduate students will receive access to the on-line system in their individual class packets prior to Orientation and should follow the instructions included in the Health Service packet to access the links to their respective online health and immunization forms. See http://www.dartmouth.edu/~health/depts/insurance/

Commonly Used Health Insurance Terms Defined

• Coinsurance. Coinsurance is the portion of Covered Expenses/Services required to be paid by the DSGHP after satisfaction of any applicable deductible AND copayment. This percentage applies only to Covered Expenses/Services which do not exceed usual and customary charges. The covered person is responsible for all non-Covered Expenses/Services and any amount which exceeds the usual and customary charge for Covered Expenses/Services.
• Copayment. The portion of a claim or medical expense that the covered person must pay out of his or her pocket to a provider or a facility for each service. A copayment is usually a fixed amount that is paid at the time the service is rendered.
• Covered Expenses/Services. A health service or supply that is eligible for benefits when performed by a practitioner or physician. A Covered Expense/Service must be a medical expense or charge that is specifically identified in this Plan Document as being covered by the DSGHP and is not otherwise excluded by the DSGHP. Covered Person(s). A student or dependent who is covered by the DSGHP.
• Deductible (Plan Year Aggregate Deductible).. The plan year aggregate deductible is the total amount of Covered Expenses/Services a covered person or family must pay during each plan year before the DSGHP will consider expenses for reimbursement. Expenses from separate illnesses or injuries may be used to satisfy the deductible.
• Health Care Provider. A physician, practitioner, nurse, hospital, or specialized treatment facility as those terms are specifically defined in this section. A health care provider must not be spouse, child, or other close family relative of the DSGHP covered person receiving services.

Websites

• For general information see http://www.dartmouth.edu/~health/

• Information specific to incoming students: http://www.dartmouth.edu/~health/resources/incoming/index.html

• 2010 ~ 2011 Dartmouth Student Group Health Plan: http://www.dartmouth.edu/~health/docs/dsghp_2010_11_plan_document.pdf

E-mail

• For general questions: Dicks.House.Health.Service@Dartmouth.EDU
  • Or telephone (603) 646-9400
• For medical records: Dick's.House.Medical.Records@Dartmouth.edu
  • Or telephone (603) 646-9403
• For health insurance questions: Dartmouth.Student.Health.Plan@Dartmouth.EDU
  • Or telephone (603) 646-9438 or (603) 646-9439

Instructions With Regard to Visa Process

• Read through the site to find information specific to all incoming undergraduates as well as incoming international undergraduates.
• Health insurance is a requirement of J-1 visa status and for all students in general.

Time Frame

• Please adhere to guidelines as indicated on specific forms (see websites above)

Return to Checklist