Jonathan Zinman
Professor of Economics

Dad to Elias, Ella, and Irena
Husband of Mary K. Coffey
"JZ" to grad school classmates, colleagues

Department of Economics
314 Rockefeller Hall
Dartmouth College
Hanover, NH 03755-3514
Cell: (603) 667-5068
Fax: (603) 646-2122
Office hours: usually Tues 3:30-4:30, but email me first to confirm

Some other affiliations/positions:

Academic Lead, IPA's Financial Inclusion Program and U.S. Finance Initiative
Research Affiliate/Associate, J-PAL, NBER

Household Finance
Behavioral Economics
Law and Economics
other keywords describing my research and its applications: consumer finance, microfinance,
retail finance, retail payments, small business finance, intertemporal choice, decision making, psychology and economics

Jump to:

Working Papers (most titles should be clickable)

Dangers of a Double Bottom Line: A Poverty Targeting Experiment Misses Both Targets (Mar 2018)
with Dean Karlan and Adam Osman

Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions (Jul 2017)
with Victor Stango and Joanne Yoong

Coming soon... Prospects for Unification in Behavioral Economics: The Glass is Half-Empty

with Victor Stango
Coming soon... We Are All Behavioral, More or Less: Measuring and Using Sufficient Statistics for Behavioral Consumers
with Victor Stango

The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts (Feb 2017
(This paper will be superseded by the newer papers directly above, one on each of the three fronts)
with Victor Stango and Joanne Yoong

My keynote at the Federal Trade Commission Micro Conference (Nov 2017),
Modeling with Behavioral Consumers: New Evidence, New Tools
 Coming soon... Credit Building or Credit Crumbling? Selection and Treatment Effects of a Credit Builder Loan
with Jeremy Burke, Julian Jamison, Dean Karlan, and Kata Mihaly

Pecuniary Costs of Bounded Rationality: Evidence from Credit Card Debt Allocation (March 2015)
with Victor Stango

Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs (May 2014)
with Julian Jamison and Dean Karlan

Archived Working Papers
Household Borrowing High and Lending Low Under No-Arbitrage (2007)

Consumer Homing on Payment Cards: From Theory to Measurement, with Chris Snyder (2007)

The Impact of Liquidity on Household Balance Sheets: Micro Responses to a Credit Card Supply Shock (2003)