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Funded by your employer to help pay for certain medical expenses, including expenses leading up to your deductible and your coinsurance


  • All employees who elect either the Cigna Choice Fund (CCF) Plan or the High Deductible Health Plan (HDHP) with HRA will receive an employer contribution in an HRA.

Key benefits

  • Your HRA dollars are solely funded by Dartmouth to help reduce the amount you pay toward medical care during the year.
  • When you receive care, HRA dollars are automatically deducted to cover deductible and coinsurance costs – they even count toward your out-of-pocket maximum.
  • Your HRA account is front loaded so you can use the funds immediately.
  • No paperwork or IRS reporting is required.
  • Your HRA may be used in conjunction with an HCFSA account to help pay vision and dental expenses, copays and additional deductible and coinsurance amounts not paid by the HRA.

Other considerations

  • Your unused 2017 balance will only be available to you in 2018 if you re-enroll in the same medical plan.
  • If you choose the CCF plan, your HRA dollars cannot be used to pay for prescription drugs or medical copays.
  • If you are using Dartmouth Health Connect and choose the HDHP with HRA plan, your HRA dollars can be used to pay for prescription drugs.
  • Unused HRA balances are forfeited if you leave Dartmouth.
  • Your employer contribution can change mid-year if you add or remove dependents.

Plan summary

Health Reimbursement Account Summary


How your HRA plan works

How your HRA plan works

Last Updated: 7/24/18