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Risk and Internal Controls Services

53 South Main Street, Suite 212
Hanover, New Hampshire 03755
Hinman: HB 6012
Phone: 603 646-2441
Fax: 603-646-9199
Email: Risk.Management@dartmouth.edu
Home >  Insurance

Builders' Risk

Builders risk insurance is a specialized form of property insurance designed to address the unique risks associated with a project under construction. Typically this insurance is purchased by the owner or the general contractor and is designed to cover the owner, general contractor, some or all subcontractors, and materials suppliers. The coverage applies to such events as fire, theft, vandalism, malicious mischief, collapse, flood, fire, windstorm.

Dartmouth College provides very broad Builders Risk insurance as part of its property insurance program. However, there are two very important coverage points to be aware of:

  1. The deductible on the policy is $100,000.
  2. An exclusion for: "loss or damage to the interior portion of buildings under construction from rain, sleet, or snow, whether or not driven by wind, when the installation of the roof, walls and windows of such buildings has not been completed."

Should you have any questions regarding this insurance, please contact the office of Risk and Internal Controls Services at 603-646-2441.

Last Updated: 3/20/09