Jonathan Zinman
Professor of Economics

Dad to Elias, Ella, and Irena
Husband of Mary K. Coffey
"JZ" to grad school classmates, colleagues

Department of Economics
314 Rockefeller Hall
Dartmouth College
Hanover, NH 03755-3514
Cell: (603) 667-5068
Fax: (603) 646-2122
Office hours: usually Tues 3:30-4:30, but email me first to confirm

Some other affiliations/positions:

Academic Lead, IPA's Financial Inclusion Program and U.S. Finance Initiative
Research Affiliate/Associate, J-PAL, NBER

Household Finance
Behavioral Economics
Law and Economics
other keywords describing my research and its applications: consumer finance, microfinance,
retail finance, retail payments, small business finance, intertemporal choice, decision making, psychology and economics

Jump to:

Working Papers (most titles should be clickable)

The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts (Feb 2017)
with Victor Stango and Joanne Yoong

Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey (Nov 2016)
revise and resubmit, Journal of Finance, with Sule Alan, Mehmet Cemalc─▒lar, and Dean Karlan

Long-Run Price Elasticities of Demand for Microcredit: Evidence from a Countrywide Field Experiment in Mexico (Aug 2016)
revise and resubmit (round 2), Review of Economic Studies, with Dean Karlan

Price and Control Elasticities of Demand for Savings (December 2016)
revised and resubmitted, Journal of Development Economics, with Dean Karlan

Pecuniary Costs of Bounded Rationality: Evidence from Credit Card Debt Allocation (March 2015)
with Victor Stango

Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs (May 2014)
with Julian Jamison and Dean Karlan

Archived Working Papers
Household Borrowing High and Lending Low Under No-Arbitrage (2007)

Consumer Homing on Payment Cards: From Theory to Measurement, with Chris Snyder (2007)

The Impact of Liquidity on Household Balance Sheets: Micro Responses to a Credit Card Supply Shock (2003)