Jonathan Zinman
Professor of Economics



A.k.a.:
Dad to Elias, Ella, and Irena
Husband of Mary K. Coffey
"JZ" to grad school classmates, colleagues


Department of Economics
314 Rockefeller Hall
Dartmouth College
Hanover, NH 03755-3514
Cell: (603) 667-5068
Fax: (603) 646-2122

jzinman@dartmouth.edu

Some other affiliations/positions:
Scientific Director, IPA's U.S. Household Finance Initiative
Research Affiliate/Associate, J-PAL, NBER
Member, inaugural Consumer Advisory Board to the Consumer Financial Protection Bureau

Fields:
Household Finance
Behavioral Economics
Development
Law and Economics
other keywords describing my research and its applications: consumer finance, microfinance,
retail finance, retail payments, small business finance, intertermporal choice, decision making, psychology and economics

Jump to:

Working Papers (most titles should be clickable)

Household Debt, in preparation for the Annual Review of Economics vol. 7 (September 2014)

Getting to the Top of Mind: How Reminders Increase Saving (November 2013)
revise and resubmit, Management Science, with Dean Karlan, Maggie McConnell, and Sendhil Mullainathan

Wintertime for Deceptive Advertising? (August 2013, previous title: "Snowed: Deceptive Advertising by Ski Resorts")
revise and resubmit, American Economic Journal: Applied
, with Eric Zitzewitz

Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs (August 2014)
with Victor Stango

Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock (August 2014)
with Dean Karlan and Adam Osman

Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs (May 2014)
with Julian Jamison and Dean Karlan

A Personal Touch: Text Messaging for Loan Repayment, with Dean Karlan and Melanie Morten (May 2014)

Price and Control Elasticities of Demand for Saving (March 2014)
with Dean Karlan

Long-Run Price Elasticities of Demand for Microcredit: Evidence from a Countrywide Field Experiment in Mexico (January 2014)
with Dean Karlan

Archived Working Papers
Household Borrowing High and Lending Low Under No-Arbitrage (2007)

Consumer Homing on Payment Cards: From Theory to Measurement, with Chris Snyder (2007)

The Impact of Liquidity on Household Balance Sheets: Micro Responses to a Credit Card Supply Shock (2003)