Jonathan Zinman
Professor of Economics



A.k.a.:
Dad to Elias, Ella, and Irena
Husband of Mary K. Coffey
"JZ" to grad school classmates, colleagues


Department of Economics
314 Rockefeller Hall
Dartmouth College
Hanover, NH 03755-3514
Cell: (603) 667-5068
Fax: (603) 646-2122

jzinman@dartmouth.edu

Some other affiliations/positions:
Scientific Director, IPA's U.S. Household Finance Initiative
Research Affiliate/Associate, J-PAL, NBER
Member, inaugural Consumer Advisory Board to the Consumer Financial Protection Bureau

Fields:
Household Finance
Behavioral Economics
Development
Law and Economics
other keywords describing my research and its applications: consumer finance, microfinance,
retail finance, retail payments, small business finance, intertermporal choice, decision making, psychology and economics

Jump to:

Working Papers (most titles should be clickable)

Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey (January 2015)
with Sule Alan, Mehmet Cemalcılar, and Dean Karlan

Wintertime for Deceptive Advertising? (December 2014, previous title: "Snowed: Deceptive Advertising by Ski Resorts")
revised and resubmitted, American Economic Journal: Applied
, with Eric Zitzewitz

Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs (August 2014)
revise and resubmit, Review of Financial Studies, with Victor Stango

A Personal Touch: Text Messaging for Loan Repayment
revise and resubmit, Behavioral Science and Policy, with Dean Karlan and Melanie Morten

Price and Control Elasticities of Demand for Savings (December 2014)
with Dean Karlan

Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock (November 2014)
with Dean Karlan and Adam Osman

Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs (May 2014)
with Julian Jamison and Dean Karlan

Long-Run Price Elasticities of Demand for Microcredit: Evidence from a Countrywide Field Experiment in Mexico (January 2014)
with Dean Karlan

Archived Working Papers
Household Borrowing High and Lending Low Under No-Arbitrage (2007)

Consumer Homing on Payment Cards: From Theory to Measurement, with Chris Snyder (2007)

The Impact of Liquidity on Household Balance Sheets: Micro Responses to a Credit Card Supply Shock (2003)