Jonathan Zinman
Professor of Economics

Dad to Elias, Ella, and Irena
Husband of Mary K. Coffey
"JZ" to grad school classmates, colleagues

Department of Economics
314 Rockefeller Hall
Dartmouth College
Hanover, NH 03755-3514
Cell: (603) 667-5068
Fax: (603) 646-2122

Some other affiliations/positions:
Academic Lead, IPA's Financial Inclusion Program and U.S. Finance Initiative
Research Affiliate/Associate, J-PAL, NBER

Household Finance
Behavioral Economics
Law and Economics
other keywords describing my research and its applications: consumer finance, microfinance,
retail finance, retail payments, small business finance, intertermporal choice, decision making, psychology and economics

Jump to:

Product development. Selected talks and reports (most titles should be clickable):

Behavioral Economics and Disruptive Innovation (in Consumer Finance), Smoketree Roundtable on the future of consumer financial services (July 2014)

Behavioral Insights for Wellness Program Design, HelloWallet webinar (June 2014)

Behavioral Design 101, Ford Foundation (July 2013)

Innovating with Liability Management, PopTech@Yale (September 2013)

Liability Management: Autopilot Refinancing, Ford Foundation (July 2013)

Household Debt is Where the Money is: Product Solutions, Marketing Challenges, Behavioral Finance Forum (May 2013)

Adding Value with Spending Control Functionality, excerpted from IPA/USHFI webinar on product development (Sept 2013)

Innovation Angles for Small Dollar Credit

Peer Referrals for Individual Liability Loans, excerpted from IPA/USHFI webinar on product development (Sept 2013)

Shock-umentation for Small-Dollar Loans, Ford Foundation (July 2013)

Behavioral Financial Product Development: Primer, Progress, Frontiers (updated). Action Design (May 2013), Startupnomics (August 2012)

Optimizing Plan Design: Balance Sheet and Behavioral Approaches, Defined Contribution Institutional Investment Association Academic Forum (October 2012)

Borrow Less Tomorrow: Behavioral Approaches to Debt Reduction (2012), with Dean Karlan

Converting Borrowers into Savers: Some Product Development Ideas, Behavioral Finance Forum (May 2011)

Behavioral Innovations for Influencing (Savings) Behavior, Institute for Research on Poverty, U. of Wisconsin (December 2010)

New Commitment Devices, American Economic Association Meetings (January 2010)