Jonathan Zinman
Professor of Economics

Dad to Elias, Ella, and Irena
Husband of Mary K. Coffey
"JZ" to grad school classmates, colleagues

Department of Economics
314 Rockefeller Hall
Dartmouth College
Hanover, NH 03755-3514
Cell: (603) 667-5068
Fax: (603) 646-2122

Some other affiliations/positions:
Academic Lead, IPA's Financial Inclusion Program and U.S. Finance Initiative
Research Affiliate/Associate, J-PAL, NBER

Household Finance
Behavioral Economics
Law and Economics
other keywords describing my research and its applications: consumer finance, microfinance,
retail finance, retail payments, small business finance, intertermporal choice, decision making, psychology and economics

Jump to:

Policy approaches. Some selected talks and op-eds (titles should be clickable):

My keynote at the Federal Trade Commission Micro Conference (Nov 2017),
Modeling with Behavioral Consumers: New Evidence, New Tools

Behavioral Economics and Disruptive Innovation (in Consumer Finance), Smoketree Roundtable on the future of consumer financial services (July 2014)

Consumer Credit Supply: Too Much or Too Little (or Just Right?), University of Chicago/Sloan Conference on Benefit-Cost Analysis for Financial Regulation (October 2013)

The Future of (Financial) Disclosure: Insights from (Behavioral) Economics (Sept 2013), Cleveland Fed Policy Summit

Evidence-Based Policymaking: Small-Dollar Credit, CFPB (May 2013), updated for Federal Reserve Bank of Philadelphia Conference on Small Dollar (July 2013)

Discussion of Empirical Research on Sketchy Pricing, Federal Trade Commission (May 2012)

Effective Oversight of Payment and Settlement Systems: A Review of Related Empirical Research on Retail Payments, Henry Stewart Talks (2010)

Another View: The Agency Consumers Really Need, New York Times Dealbook op-ed, March 29, 2010, with Victor Stango

Behavioral Retail Finance: Challenges in Moving from Research to Policy, Casey/New America/Sage Foundation Behavioral Economics and Policy Meeting (October 2009)

How government can guide small borrowers, Financial Times op-ed (April 29, 2009; print version April 30, 2009), with Dean Karlan

In Defense of UsuryWall Street Journal op-ed (November 1, 2007), with Dean Karlan