2. Internet Information Access
In addition to the calculation facility, consumers will be able to access information available on the Internet related to credit cards and debt management easily and from one location. This section of the site will list other credit card related web sites with categories such as:
Below is an example of some of the sites that will be listed.
Credit Card Applications
Credit Bureaus
Credit Bureaus are companies that store consumers' credit histories. Companies obtain reports about you from these credit bureaus when they are making decisions about whether or not to grant you credit. The three primary credit bureaus are:
TransUnion (no web site as of yet)
Non-Profit Consumer Credit Agencies
These agencies provide credit education, counseling and credit report correction services to consumers.
American Consumer Credit Counseling
Consumer Credit Counseling Service
Family Debt Arbitration & Counseling Services
Federal Trade Commission - Facts about your credit history
National Foundation for Consumer Credit
For-Profit Consumer Credit Support Companies
These companies provide assistance in understanding and correcting credit reports, assisting consumers in qualifying for loans or credit cards and debt management counseling.
Debt Consolidation Companies
These companies help consumers consolidate their debt either by issuing or assisting in qualifying for consolidation loans.
In summary, the information access portion of the web site will help consumers to: