|2017 Retiree Benefits Summary|
|2017 Retiree Open Enrollment Guide|
|Turning Age 65|
|Expiration of Non-Medical Benefits|
|Premiums and Billing Information|
|COBRA and Continuing Benefits|
| Retirement Plans - What To Do?
Retiree ID Card
| Retired Employee Death Benefit
|Benefits Office Contacts|
|Retiree Benefits Vendors|
|Retiree Address Changes|
For more detailed information about your specific plan, or the plan(s) you may be eligible for, please click on one of the links below.
Considering Retirement or Turning 65
Please view the additional information below if you are an active Dartmouth College employee who is considering retiring and are eligible for Dartmouth College retiree medical benefits. Click here for eligibility details.
Turning Age 65
Premiums and Billing Information
Expiration of Non-Medical Benefits Upon Retiring
Retirement Plans - What To Do?
Retiree ID Card
Retired Employee Death Benefit (for members retired prior to 12/31/2010)
If you are a Retiree who is covered under a Dartmouth medical plan, you may also elect coverage for your spouse, same-sex domestic partner, and/or dependent children. Your dependents include those who were eligible for coverage as of the last day of your benefit-eligible employment at Dartmouth College.
Your Retiree Health premium pays for your Non-Medicare Pre-65 medical plan, or your DCMS plan and the base premium for your Medicare Part D plan. If you are a Dartmouth Retiree meeting the basic eligibility requirements for the Dartmouth College Retiree Health plan, you may receive a subsidy from Dartmouth College toward your Retiree Health premium, based on age and years of benefit-eligible service. Your specific subsidy percentage would have been communicated to you in a letter from the Benefits Office at the time that subsidy percentage was calculated. If you need to confirm your subsidy percentage, please contact the Benefits Office.
Once you are enrolled in a Dartmouth retiree health plan, you will begin receiving a monthly invoice from Dartmouth College for any unsubsidized portion of your household retiree medical insurance costs. If you do not owe a premium, you will not receive an invoice. If you have questions about your billing, please contact Accounts Receivable at Student.Financial.Services@Dartmouth.edu or (603) 646-3899.
As a Dartmouth Retiree you can elect to continue your dental plan and/or flexible spending account (FSA) through the Federal COBRA program if you are a participating member of those plans at the time of your retirement. Crosby Benefits Systems is Dartmouth's contracted COBRA manager and will contact you shortly after you retire to invite you to continue these benefits through them. Premiums are paid directly to Crosby Benefits to continue the elected benefits. Please see the following links for additional information:
Continuing Your Life Insurance:
Your life insurance as an active employee is a term life policy that ends on the last day of the month in which you retire. MetLife will contact you by mail shortly after you have retired, to give you the opportunity to continue your life insurance through them. You may contact MetLife directly at: http://www.MetLife.com or by calling (800)-638-6420
Long Term Care Nursing Home Insurance:
To continue your Long Term Care policy through CNA upon leaving Dartmouth, please call (800) 528-4582 and select option 2 for billing. You will want to request to be billed directly after you are no longer receiving a salary from Dartmouth College
Expiration of Email Accounts:
Your Dartmouth Email account will expire within 30 days from the date of your retirement. Click here for additional details and help. If you are granted an Emeritus designation your Email account will remain active.
WHAT SHOULD I DO ABOUT MY RETIREMENT ACCOUNTS?
The Defined Contribution (401a) account requires vesting to take ownership of the money in the account. Vesting is defined as 3 years of service to the college. If you are not vested, the money is forfeited by you and returned to Dartmouth. If you have completed at least 3 years of service or more, you have 3 options with the account. You may leave the account with the investment company until a later date, you may rollover the money into another qualified retirement account or you may take a cash distribution. (If you choose a cash distribution, taxes will be withheld and you may incur penalties.)
If you have contributed to a Supplemental Retirement Account (403b) as an active employee, any monies in the account belong to you and would be subject to the same 3 options mentioned above, including taxes and possible penalties. Whatever you choose to do with your account(s), the process must be initiated with the investment company where the account is housed.
Click here to schedule an individual appointment with TIAA, Fidelity or Calvert, or call them toll-free at:
Retired Employee Death Benefit:
Individuals who retired from Dartmouth on or before December 31, 2010 are entitled to a $5,000 Retired Employee Death Benefit from the College. Employees name a beneficiary for this benefit at retirement and can change that beneficiary at any time.
In the event you are reemployed into an active benefits-eligible position (and your break in benefits-eligible service was more than one year), you will be considered a "new employee" and will no longer be eligible for a subsidy from Dartmouth toward retiree health insurance. New employees will have access to retiree health insurance plans at the Dartmouth group rate once they satisfy the eligibility period, and will be responsible for the full premium cost. Breaks in benefits-eligible service of one year or less will not affect retiree health eligibility.
* Important: Retirees reemployed in a temporary position may work full or part-time up to 9 consecutive months. At that time, their position would be reviewed for reclassification as a regular position. If reclassified as regular and working an average of 20 hours a week or more, you will be considered a "new employee" for benefits purposes and the Re-Employment rules noted above will apply.
Please contact the Benefits Office if you have had a change in address. For new retirees this will ensure that your final W2 is sent to the correct place; for retirees it will ensure your annual enrollment information is sent to the correct address. Please click here to submit a change in address.
Getting Your Retiree ID:
Retiree ID photos are taken at the Dartmouth Card Office in the basement of '53 Commons (the old Thayer Dining Hall). You will need to provide a temporary Retiree ID card, which will be provided to you during your retirement meeting with the Benefits Office. The Dartmouth Card Office will take your photo and give you a new ID card that will replace your active employee ID card upon your retirement. '53 Commons is located behind the Collis Student Center at the corner of the Dartmouth green.
If you pay to park on campus, your parking pass will not be renewed upon the new fiscal year. Please contact Parking & Transportation Services for any additional details
Please contact the Benefits Office at Human.Resources.Benefits@Dartmouth.edu or (603) 646-3744, if you would like to suggest an educational opportunity for our retiree population or if there's more information you would like to see listed.
The Benefits Office:
7 Lebanon Street, Suite 203,
Hanover, New Hampshire 03755-2112
Last Updated: 12/14/16