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Life Insurance

Dartmouth College offers group term life insurance and dependent life insurance policies managed by MetLife.

More Information

Electing & Changing Your Coverage

Beneficiaries

Dependent Life Insurance

Travel & Accident Insurance

Making a Claim

Certificates of Coverage

Additional Information

Whom to Contact

 

Electing & Changing Your Coverage

As a new hire, you are eligible to elect coverage up to 2.5 times your pay (not exceeding $500,000) without a Statement of Health Form.  If you choose to elect more than 2.5 times your pay or $500,000 or more, you will be required to complete the Statement of Health Form.

Any increases in your life insurance amount that occurs after your new hire election period must be elected during the Open Enrollment period or within a 30 days of a Status Change event.  These increases will require completion of the Statement of Health Form

You will not see the additional life insurance on your confirmation statement until MetLife has approved your request and notified the Benefits Office.

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Beneficiaries

You name the beneficiary(ies) of your life insurance policy and may change your beneficiaries at any time.  This is done by logging into the FlexOnline system and selecting "Designate Beneficiaries."  You may choose primary and contingent beneficiaries.  The total percentages for each group of primary and contingent beneficiaries must equal 100 percent.

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Dependent Life Insurance

You may elect life insurance for your dependents.  This is a life insurance policy in which you are the named beneficiary in the event that something should happen to your insured dependents.  You may elect coverage for your spouse, your children, or your family (spouse & children). Coverage for a spouse is $25,000 and coverage for each child is $10,000.

This election must be made as a new hire, or within 30 days of becoming newly eligible for benefits. Subsequent enrollments and mid-year events will be subject to additional requirements.

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Travel and Accident Insurance

 More information on Dartmouth College's Travel & Accident Insurance can be found in the Summary Plan Description.

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Making a Claim

In the unfortunate case that you or your dependents must make a claim, the Benefits Office should be contacted.  An official copy of the death certificate must be provided in order to file a claim.

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Certificates of Coverage

DartFlex (For Faculty, Exempt, Nonexempt Nonunion, Service, Research Associate C, and IATSE employees)

Union (For SEIU Union employees)

Standard (For Research Fellows and Research Associate B employees)

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Additional Information

Your life insurance is portable.  Should you leave your employment at Dartmouth College, you will receive information from MetLife on continuing your coverage.  You may not cash out the life insurance.  Cash out is only available to your beneficiaries upon your death.

MetLife also offers Will Preparation Assistance when you enroll in life insurance.  More information is available here.  A list of local participating lawyers is also available here(Note: This program is managed by MetLife and is offered as an additional benefit to life insurance subscribers.  It is the responsibility of the employee to perform any due diligence necessary in order to receive the full benefit of this program.)

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Whom to Contact

You should contact the Benefits Office with any questions or to make a claim.

Phone: (603) 646-3588

Fax: (603) 646-1108

Mail: 7 Lebanon Street, Suite 203, Hanover, NH  03755

E-mail: human.resources.benefits@dartmouth.edu

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Last Updated: 10/14/13