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LIFE INSURANCE 2018

Dartmouth College offers a variety of fully portable or convertible MetLife insurance products and services to benefits-eligible employees.

A brief description of each is provided below, but for additional details, including rates, FAQ, informational materials and enrollment information, please visit dartgo.org/life-insurance

Group Term Life Insurance
Group term life insurance will provide a life benefit to the beneficiaries of a covered individual who dies during the defined covered period.

  • Faculty, Exempt and Non-Exempt employees are eligible to receive a $50,000 basic life insurance option at no cost.
  • In addition to the basic life benefit, benefits-eligible employees are also eligible to elect a group term life insurance plan of an amount up to 8x their annual salary, to a maximum of $1,500,000.
  • Group term life rates are calculated based on age bands and per thousand dollars of coverage.
  • SEIU employees receive 2.5x their annual salary at no cost, after one year of eligible employment.
  • Research Associate Bs and Research Fellows have the option of purchasing the $50,000 basic life plan and/or 1–8x annual salary.

Dependent Life Insurance
You may elect life insurance for your dependents. This is a life insurance policy in which you are the named beneficiary in the event that something should happen to your insured dependents.

  • Plan coverage and rates

 Life Insurance Rate Chart

  • Plan guidelines do not allow Dartmouth couples to cover one another on dependent life, and only one partner can cover the children.

Travel and Accident Insurance
Travel Assistance is a valuable benefit that is provided and administered by AXA Assistance USA, Inc. through an arrangement with MetLife. This service offers you and your dependents medical, travel, legal, financial and concierge services, 24 hours a day, 365 days a year, while traveling internationally or domestically.


Estate Resolution Services
Along with your Group MetLife Life Insurance, eligible participants will receive the benefit of MetLife Estate Resolution ServicesSM (ERS) at no additional cost when you use a participating plan attorney. This valuable service gives your beneficiaries the personal support of a participating Hyatt Legal Plans' attorney in-person or via telephone. By participating in MetLife Estate Resolution ServicesSM, the participating plan's attorney fees are covered for the administrator or executor of your estate. For more information and eligibility visit dartgo.org/estate_resolution


Will Preparation Services
Will preparation is offered by Hyatt Legal Plans, a MetLife® company, and provides eligible participants and their spouses with face-to-face access to attorneys participating in the Hyatt Legal Plans network for preparing or updating a will, living will or power of attorney. When you choose a participating Hyatt Legal Plans' attorney, the attorney's fees are fully covered and there are no claim forms to file. You also have the flexibility of using a non-network attorney and being reimbursed for covered services according to a set fee schedule. Note: It is the responsibility of the employee to perform any due diligence necessary in order to receive the full benefit of this program. For more information and eligibility visit dartgo.org/will_prep

 

Last Updated: 9/22/17