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Insurance

Personal Property

Dartmouth College is not responsible for the loss or damage of students’ personal property, including, but not limited to, property stored in lockers, student rooms or other residential areas, classrooms or any storage spaces. Students use these spaces at their own risk. Students may have coverage available to them through their family’s insurance program, or may elect to purchase their own personal insurance.

The Office of Residential Life (ORL) offers some storage options (See: http://www.dartmouth.edu/~orl/res-ops/storage.html). Property stored in this manner is insured on a depreciated basis (not replacement value) to a maximum of $1,000 per loss, and as outlined on the referenced web site.

Any theft or vandalism should be reported to ORL Housing Office and to Safety and Security at 6-4000.

Automobile Liability

In order to be eligible to drive College owned or leased vehicles, students must qualify for approved driver status. See: Student Driver Policy, www.dartmouth.edu/~fom/services/parking/driversafety/studentpolicy.html

Students on the approved drivers list, while operating a College vehicle and while on sanctioned College business, are insured through the College’s auto liability insurance. The College does not provide insurance to students while operating their own or others’ vehicles, even if on College sanctioned business. In this circumstance, students should have adequate insurance protection of their own. (A good point to remember is: Insurance follows the vehicle, not the driver.) If any personally-owned vehicle is used for a College sanctioned activity, an Approved Vehicle Authorization Form must be submitted to the Office of Parking and Transportation Services.

If an accident occurs while driving a College owned or leased vehicle, the student must report the event to the Office of Risk and Internal Controls Services (6-2442) as soon as possible, and complete a Vehicle Accident Form.

See www.dartmouth.edu/~fom/services/parking/driversafety/studentpolicy.html

Foreign Travel

Dartmouth College has contracted for travel assistance and evacuation services from a company called International SOS (ISOS). ISOS’s services range from telephone advice and referrals to full-scale evacuation by private air ambulance. The ISOS network of multilingual critical care and aero-medical specialists operates 24 hours a day, 365 days a year from ISOS Alarm Centers around the world. ISOS membership, provided by Dartmouth, is additional protection against unexpected difficulties that can arise when traveling away from home. It is designed to supplement the policies, procedures and support staff which the College already has in place as well as any personal international insurance. International SOS is not international health insurance. Some of its services require additional charges. Should a service be activated which has an additional charge, it is understood that Dartmouth College is authorized to bill the student for this charge upon receipt of the actual amount by ISOS. For more information regarding ISOS, please see http://www.dartmouth.edu/~rmi/rmstravel/index.html

Last Updated: 9/10/13