Mascoma Savings Bank
Dartmouth Plus Mortgage Assistance

Dartmouth employees who are purchasing a primary residence can use all of Mascoma's standard mortgage loan products with the Dartmouth Plus program, which include both Fixed Rate Mortgages and Adjustable Rate Mortgages ("ARM"). Through the Dartmouth Plus program, employees are eligible for benefits as follows:

• A 0.125% (12.5 basis points) interest rate discount on all of Mascoma’s mortgage products, including construction loans.
• $300 off closing costs for first-time homebuyers.
• Accommodating qualification ratios and loan-to-value ratio criteria; and
• First-time homebuyers are eligible for additional Dartmouth Credits to reduce the interest rate or to offset other closing costs.

No other mortgage rate discounts offered by Mascoma Savings Bank may be applied to the Dartmouth Plus program.  No Mascoma discounts may be used with Vermont Housing Finance Agency (VHFA) or similar programs.  Discounts may not be applied towards Home Equity programs. 

Eligible Dartmouth Employees wishing to learn more about Mascoma Savings Bank's Dartmouth Plus mortgage loan alternatives should contact:

Dartmouth Plus - Mascoma Contacts

Pamela English (Hanover)
(603) 443-8780
http://www.msbmortgage.com/pamenglish.asp

Nancy Bean (Norwich)
(802) 291-6472
http://www.msbmortgage.com/nancybean.asp

Teri Minelli (Lebanon)
(603) 443-8723
http://www.msbmortgage.com/teriminelli.asp
Or toll-free: 888-627-2662