Ledyard National Bank - Dartmouth Plus Refinancing

Dartmouth employees who are refinancing a primary residence can use all of Ledyard's standard mortgage loan products with the Dartmouth Plus refinancing program, which include the following fixed and adjustable rate loans.

All Regular Full-Time Dartmouth Employees

• A $200 credit toward closing costs;
• Accommodating qualification ratios
• Buydown programs available
• Free Primeline (Home Equity Line of Credit) up to 85% combined loan-to-value with a starting rate of 5.99% APR for the first six months with automatic deductions from a Ledyard checking account.
• A 0.25% (25 basis points) interest rate discount on Ledyard’s Adjustable Rate Mortgage loan rates
• A 0.125% (12.5 basis points) interest rate discount on Ledyard’s Fixed Rate Mortgage loan rates

Adjustable Rate Mortgage (“ARM”)

All Dartmouth College employees can take advantage of Ledyard’s 1/1, 3/1, 5/1 or 7/1 ARM programs for refinancing up to 95%.  Loans with LTV <= 85% require no PMI.

Eligible Dartmouth Employees wishing to learn more about Ledyard National Bank’s Dartmouth Plus mortgage loan alternatives should contact: